Go back to the enewsletterLuxury cruise line Cunard‘s flagship liner Queen Mary 2 had a rare meeting with sister ship Queen Elizabeth on 26 July 2019 in Halifax, Canada – the birthplace of the company’s founder Sir Samuel Cunard.The encounter was arranged in celebration of Zita Cobb and Sandra Greer, this year’s recipients of the Samuel Cunard Prize for Vision, Courage and Creativity and The Innovative Spirit Award, respectively.The Samuel Cunard Award for Vision, Courage and Creativity was inaugurated in 2015 to celebrate the company’s 175th anniversary in the ancestral home of its founder Sir Samuel Cunard. Created in partnership with the Canadian Maritime Heritage Foundation, the Maritime Museum of the Atlantic and Cunard, the award acknowledges an extraordinary individual who demonstrates the qualities exemplified by Samuel Cunard throughout his life. The Innovative Spirit Award was created to honour an individual who stands out as having a pioneering spirit similar to Sir Samuel Cunard.From Halifax, Queen Mary 2 sails to New York and then on to England with Cunard historian John G. Langley, Q.C., director and chairman of the Cunard Steamship Society aboard. Langley will be donating a significant portion of his Cunard collection to the Cunard archives at the University of Liverpool after his voyage. Guests onboard Queen Mary 2‘s transatlantic crossing will have the opportunity to see select pieces from the collection and attend talks given by Langley.Go back to the enewsletter
Argentinian pay TV service providers CableVideo and Cosecor have turned to Kudelski Group-owned Conax to provide security services and technology.The regional operators have chosen to adopt technology and services from Conax and regional partner, BOLD MSS, to drive expansion in pay TV and multi-DRM content offerings.CableVideo is migrating its existing security platforms to a new system from Conax including OTT services.Colsecor, a cooperative made up of operators from around Argentina, has deployed a pay TV platform secured by Conax Contego content protection, giving its members the flexibility to develop OTT consumer offerings in the future.Ricardo Lima, CEO of BOLD MSS, said: “We believe these deployments will strengthen service providers’ ability to add more and more popular content and value added services to adapt changes in viewing behaviour and provide the best viewing experience to the end-consumer – and ultimately tap new market share.”Jose Alcacer-Mackinlay, director, Lat Am sales, Conax, said: “With a consumer market eager to adapt the latest choices for accessing desired content, we are pleased to be selected to support CableVideo and Colsecor as they deploy new, enhanced service offerings. In addition, the cooperation with BOLD MSS provides significant value for the operators providing a highly skilled integration and services organisation.”
Dennis often tells our team that he and his peers were counselled to plan for a 120-year lifespan when calculating retirement estimates. If you retired at age 65, you had to plan on the money lasting 55 more years. You’d have enough to live on with a hefty margin of error, plus something leftover for your heirs and/or charity. With stubbornly low interest rates and the high cost of living today, most baby boomers will likely need a much bigger nest egg than they anticipated a decade or more ago. Boomers are reaching age 65 at the rate of 10,000 per day. An entire generation is realizing that their earlier calculations are invalid and re-evaluating their options. That’s why we’ve built a new tool for calculating how much income your nest egg can provide, based on more realistic data. Why would you want such a tool? Sometimes investors are surprised by how much money they need to accumulate to meet their income needs after they stop working fulltime. Many made retirement projections in their 40s and 50s, anticipating 6% yields from solid fixed-income investments. When the Federal Reserve began bailing out the banking system, most of those projections became obsolete. This added complexity to the calculations, so few investors have a clear idea about what they should realistically expect from their nest egg.A Tale of Three Retirements Before I share our new Retirement Income Calculator, though, let’s look at three different 40-year retirement scenarios. Note that the numbers and charts are meant to illustrate several scenarios, not provide individual guidance. Every person’s situation differs in terms of taxes, time horizons, and other parameters, and we encourage you to work with a financial planner to manage your savings. Also, the data exclude other sources of retirement income you may have, such as Social Security or a pension. All of the amounts, including annuity incomes, are pre-tax.Retirement #1: Taking it All at 65 At age 65, you decide to retire with $500,000 in personal savings. You anticipate your expenses will rise approximately 3% annually. Thus, with each subsequent year, you will need to withdraw 3% more than the previous year. You estimate that your savings will grow by 5% annually. You are planning for a 40-year retirement, meaning your savings must last until age 105. How much money can you withdraw each year, using those assumptions? For your nest egg to last 40 years, in year one, you can withdraw $17,747, or $1,479 per month, from your $500,000 nest egg. Each year you take out 3% more to keep up with rising expenses. Follow the yellow line representing your nest egg in the chart above. As you can see, after 40 years your $500,000 is gone. What happens if you stay within your monthly allowance and live past age 105? Here’s hoping you have generous grandchildren. If not, you might be at the mercy of a Social Security system that may or may not be around in its current form. There’s good reason the Bureau of Labor Statistics projects that workforce participation for people age 75 and over will rise to 10.5% by 2022, up from 7.6% in 2012. For the 65-74 age group, it projects that the rate will jump to 31.9%, up from 26.8% in 2012 and 20.4% in 2002. Better health and a sustained desire to work may be one reason more seniors are working longer, but another is fear. As Dennis has mentioned before, 61% of older Americans fear outliving their money more than they fear death. This is a fear we hope no one encounters as they near the end of the line. Other than the late George Burns, I doubt many centenarians are holding down a job. With that in mind, let’s move on to Scenario 2.Retirement #2: Adding an Annuity At age 65, you have the same $500,000 in personal savings that you did in Scenario 1; however, you take $100,000 from your account and buy an annuity. Our go-to source for annuity information, Stan The Annuity Man, says that currently, this annuity would pay $527 for the rest of your life. You use the remaining $400,000 as principal for the next 40 years in the same fashion as in the first case: assuming the same 5% rate of return and an annual 3% withdrawal increase. Insurance companies have a range of annuities that will pay you for the rest of your life, which our team covered in detail in Annuities De-Mystified. In essence, holding an annuity as part of your overall retirement plan is one way to reduce the risk of running out of money. Since going back to work at 105 is both unappealing and impractical, let’s look at how Scenario 2 plays out. Your annuity will provide monthly payouts of $527. Using the same 40-year time frame, your monthly income from the remaining $400,000 will be approximately $1,183 per month in first year, for a total of $1,710. You start out with a bit more money; however, the annuity payment will remain constant, with no adjustment for inflation. At the end of 40 years, your nest egg will be gone, but you will still receive the annuity payments. There is no way to know how long you will live. Today, a man who reaches age 65 can expect, on average, to live to age 84; a woman, 87. But consider this: one in ten 65-year-olds can expect to live past age 95. Medical advancements are pushing those numbers up, making life after age 105 seem not too far fetched. An annuity is just one way to hedge against running out of money too soon. One big disadvantage of an annuity is that it doesn’t offer real inflation protection. Even annuities with inflation riders usually yield marginal results. If you receive Social Security, you can hope the annual inflation adjustments make up some of the difference, but it’s unlikely to be enough to maintain your current lifestyle. That brings us to Scenario 3.Retirement 3: Delayed Gratification Instead of retiring at age 65, you work for five extra years and buy a 100,000 annuity at age 70. We will assume you did not add to your savings during that time (though it did earn interest). Many boomers use extra working years to eliminate any lingering debt, so they can retire 100% debt-free. (However, note that we encourage a different approach: using extra working years to save as much as possible, including maximizing catch-up contributions to your 401(k) or IRA.) If your nest egg grew at a 5% compound rate, it will total $638,141 when you are age 70. So, excluding the $100,000 spent on an annuity, you have $538,141 to draw from. As with Scenarios 1 and 2, we’ll assume the withdrawals last for 40 years here, stretching the retirement period until age 110. Buying the annuity at age 70 instead of age 65 raises your monthly annuity payout to $582 per month. The lump sum of $538,141 will provide approximately $1,592 per month during the first year. Add the annuity payouts and your total monthly income comes to $2,174, before taxes. In the first year, your total income, including withdrawals and annuity income, will be $26,085, compared to $17,747 in scenario 1 and $20,516 in scenario 2.And although your savings will still run out after 40 years, you will be 110. By working an additional 5 years and deferring the start date, you get an additional five years before you have to rely on the annuity only.Calculate Your Personal Projection This is all a reminder that the best way to enjoy retirement is to build a portfolio that can generate enough capital gains and dividend income to satisfy your spending needs, while leaving the principal intact as long as possible. Take a look at the Retirement Income Calculator below; it shows the data we used for Retirement #1. You can download this tool, which we used to calculate all three retirements outlined above, here: Retirement Income Calculator. There are many options for making the most of your nest egg, so you don’t run out of funds when you need them most. Being aware of your financial position is a great start to enjoying your retirement years. Before I sign off, a quick note on the Money Forever portfolio: on Tuesday we added a new pick to our portfolio’s High-Yield section—one of the largest and most diversified business development companies out there. I was thrilled to share this exciting income opportunity with Money Forever subscribers, and I hope we can start counting you among them. To learn more about this exciting high-dividend payer, subscribe risk-free to Miller’s Money Forever. You’ll gain immediate access to our entire portfolio and our full library of special reports, including The Annuity Guide and The Financial Advisor Guide. Click here to start your 3-month, no-risk trial subscription now.On the Lighter Side Dennis mentioned that he and Jo mailed in their ballots this week. Though I’m not voting—I’m a resident of Canada—I certainly understand the sentiment expressed in the cartoon he shared, courtesy of Courtenay W. And finally… Anyone and everyone curious about global politics and its ongoing effects on the resource sector should check out the new book by our colleague Marin Katusa, The Colder War: How the Global Energy Trade Slipped from American’s Grasp. Learn more and pre-order your copy, out November 10, here. Dennis will be back at the helm next week…
The patient at the clinic was in his 40s and had lost both his legs to Type 1 diabetes. He had mental health and substance abuse problems and was taking large amounts of opioids to manage pain.He was assigned to Nichole Mitchell, who in 2014 was a newly minted nurse practitioner in her first week of a one-year postgraduate residency program at the Community Health Center clinic in Middletown, Conn.In a regular clinical appointment, “I would have been given 20 minutes with him, and would have been without the support or knowledge of how to treat pain or Type 1 diabetes,” she says.But Mitchell’s residency program gives the nurse practitioners extra time to assess patients, she says, allowing her to come up with a plan for the man’s care, with a doctor at her side who could field her questions in the medically complex case.A few years later, Mitchell is still at that clinic and now mentors nurse practitioner residents. She has developed a specialty in transgender health care, as well as caring for patients with HIV and hepatitis C.The residency program “gives you the space to explore things you’re interested in in family practice,” Mitchell says. “There’s no way I could have gotten that training without the residency.”Mitchell is part of a growing cadre of nurse practitioners — typically, registered nurses who have completed a master’s degree in nursing — who tack on up to a year of clinical work and other types of training, often in primary care.Residencies may be at federally qualified health centers, Veterans Affairs medical centers or private practices and hospital systems. Patients run the gamut, but many are low-income and have complicated needs.Proponents say the programs help prepare new nurse practitioners to deal with the growing number of patients with complex health issues.But detractors say that a standard training program already provides adequate preparation to handle patients with serious health care needs. They say nurse practitioners who choose not to do a residency (the vast majority of the 23,000 who graduate each year do not) are already well-qualified to provide good patient care.As many communities, especially rural ones, struggle to attract medical providers, it’s increasingly likely that patients will see a nurse practitioner rather than a medical doctor when they need care.In 2016, nurse practitioners made up a quarter of primary care providers in rural areas and 23 percent in nonrural areas, up from 17.6 and 15.9 percent, respectively, in 2008, according to a study in the June issue of Health Affairs.Depending on the state, they may practice independently of physicians or with varying degrees of oversight. Research has shown that nurse practitioners generally provide care that’s comparable to that of doctors in terms of quality, safety and effectiveness.But their training differs. Unlike the three-year residency programs that doctors must generally complete after medical school in order to practice medicine, nurse practitioner residency programs, sometimes called fellowships, are completely voluntary.Like medical school residents, though, the nurse practitioner residents work for a fraction of what they would make at a regular job — typically about half to three-quarters of a normal salary.Advocates of this extra training say it’s worth it to those entering the field.”It’s a very difficult transition to go from excellent nurse practitioner training to full scope-of-practice provider,” says Margaret Flinter, a nurse practitioner who is senior vice president and clinical director of Community Health Center, a network of community health centers in Connecticut.”My experience was that too often, too many junior NPs found it a difficult transition,” Flinter says, “and we lost people, maybe forever, based on the intensity and readiness for seeing people” at our centers.Flinter started the first nurse practitioner residency program in 2007. There are now more than 50 postgraduate primary care residency programs nationwide, she says. Mentored clinical training is a key part of the programs, but they typically also include formal lectures and clinical rotations in other specialties.Not everyone is as gung-ho, though, about the need for nurse practitioner residency programs.”There’s a lot of debate within the community,” says Joyce Knestrick, president of the American Association of Nurse Practitioners. Knestrick practices in Wheeling, W.Va., a rural area about an hour’s drive from Pittsburgh.There could be a benefit, she says, if a nurse practitioner wanted to switch from primary care to work in a cardiology practice, for example. But otherwise, Knestrick says, she’s not sold on the idea that there’s a need.A position statement from the Nurse Practitioner Roundtable, a group of professional organizations of which AANP is a member, offers this assessment: “Forty years of patient outcomes and clinical research demonstrates that nurse practitioners consistently provide high quality, competent care. Additional post-graduate preparation is not required or necessary for entry into practice.”Kaiser Health News, a nonprofit news service, is an editorially independent program of the Kaiser Family Foundation that is not affiliated with Kaiser Permanente. You’ll find Michelle Andrews on Twitter: @mandrews110. Copyright 2018 Kaiser Health News. To see more, visit Kaiser Health News.
Starbucks July 27, 2018 Don’t end up like Starbucks with its nationwide closing for anti-bias training. Devote the up-front time needed to make sure employees get it right. Next Article Add to Queue Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. Guest Writer Raj Narayanaswamy When customers visit Starbucks, they expect a tasty beverage in a timely manner (read: as fast as possible), and good customer service. That helps explain Starbucks’ business model as a high-frequency operation that must run at peak efficiency to realize profits.Related: What Business Leaders Should Learn From Starbucks’ Shut Down DayThen there’s Starbucks’ commitment to racial sensitivity as illustrated by its decision to close roughly 8,000 company-owned stores for anti-bias training. This followed the incident in April of two African American men being asked to leave a Philadelphia Starbucks when one of them requested to use the restroom without having purchased a beverage. The men were waiting for an associate to arrive before they ordered.Starbucks’ subsequent training shocked the business community nationwide, due to the financial loss the chain incurred, estimated to be around $16.7 million. While no business of Starbucks’ scale can predict something like the Philadelphia incident, businesses can use time intelligently to try to prevent similar incidents. Specifically: Had Starbucks been more proactive at time management and training, the situation in April could have been avoided. Saving the brandAny business dealing with an occurence of racial bias or other discrimination has to tread carefully in its search for a solution to protect its brand image. Even though the Starbucks case was isolated to one store, it quickly became a national story that prompted a nationwide response. Starbucks could easily have made a hollow gesture — like a simple donation — but the company understood that the issue needed to be addressed head-on.Related: Don’t Be the Next Headline: How to Implement Diversity Training the Right WayStarbucks needed a big, bold statement, and it made one through the resource of the time it expended on the training. By doing so, Starbucks showed its consumer base that it takes racial bias very seriously. And it devoted the valuable asset of time to properly train employees on a matter that’s important to the enterprise.The lesson here: The company wouldn’t have had to expend that time and money had it, earlier on, expended more time in its standard employee training.Time to focus on trainingThe resource of time can often be overlooked on the corporate level. But in a business processing hundreds of thousands of transactions a day, the failure to directly connect time to outcomes is wasted time.Small and large corporations alike have difficulty in allotting and managing time for employee training. Spending too much time training an employee can result in lost profits, but spending too little time can leave an employee unable to properly do his or her job. In Starbucks’ case, the company’s leaders understood that this training was needed no matter how high the financial cost.Once again, though, this cost could have been avoided with proper up-front time management in its training process.Training has to consist of more than just how to mix a latteQuality assurance and consistency across multiple locations is a top priority for international companies rolling out new food and drink on a consistent basis. This means that product training should have been, and should be, a thorough part of all Starbucks’ employees’ time.From order to pick-up, Starbucks employees must be able to do more than create drinks. Considering that positive customer interactions are a major part of the process, Starbucks misallocated the up-front time needed for training, and exposed its vulnerability; the result was that it was forced to pour more resources, that it shouldn’t have had to, into fixing things later in the barista-service pipeline.Had Starbucks incorporated thorough racial bias training beforehand, it could have called Philadelphia an isolated incident. Instead, the company was backed into a corner, to save its reputation by training most of its employees at over 8,000 stores. While this was an impressive way to call attention to and work its way out of a corporate image crisis, the massive training the coffee giant hosted proved wasteful in terms of attaching time to outcomes.How can you avoid being wasteful? That is what corporate “time intelligence” should look like on a preemptive, rather than reactive, basis.Using time strategicallyWhile time is not a renewable resource, a business employing a proper platform for time management can harvest time with ease.Businesses looking to be smarter about this resource must rethink time as a corporate asset that is unified through all levels of the organization. From the C-suite to the retail employees who interact with customers daily, time can be reallocated and better managed using the same data analytics that are helping businesses to become more efficient.Once a business is able to understand where its time is being spent, it can take an objective look at where employee time is being mismanaged, and reallocate those workers’ work efforts without needing to add more staff.In an ideal world, businesses won’t need a major incident like the one in Philadelphia to start down the path to more strategic time use. Starbucks has seen that it needs to be more time efficient, and instead of closing down for large-scale trainings, it could have implemented a long-term anti-bias training initiative that wouldn’t have to be done in one time slot nationwide.Related: These Companies Are Battling Sexual Harassment By Teaching Employees to Recognize Unconscious BiasThis newfound awareness may not be enough for the company to rebound, however: It recently announced the closing of 150 stores over the 2019 corporate year. Instead of looking for stores to close, perhaps Starbucks would benefit more by streamlining its workforce processes and training process. Also required there would be intelligent time-tracking to ensure that the company was receiving the most output from its time input. Co-founder and co-CEO at Replicon Image credit: BRYAN R. SMITH | AFP | Getty Images The Real Reason Starbucks Recently Had to Shut Down: Failure to Tie ‘Time’ to Outcomes Opinions expressed by Entrepreneur contributors are their own. –shares Fireside Chat | July 25: Three Surprising Ways to Build Your Brand 5 min read Enroll Now for $5
When you’re job hunting, the devil is in the details — from making the right connections, to doing your research and assembling a resume that gets you noticed. But just like your body language can speak louder than words during an interview, it turns out that the font you use in your CV says something about you, too, according to a recent Bloomberg report.So what typefaces should you use to put your best foot forward? Not Times New Roman, as it turns out. Brian Hoff, the creative director of Brian Hoff Design, likened the usage of the often default font to wearing sweatpants, as it doesn’t show a lot of forethought or effort.Related: 5 Huge Resume Blunders — and How to Avoid ThemFancy interconnected cursive that you would see on a wedding announcement like Zapfino (way too tough to read) or fonts like Courier, which looks like it was typewritten and can convey pretentiousness. Matt Luckhurst, the creative director of San Francisco, Calif.-based brand consultancy Collins noted “You don’t have a typewriter, so don’t try to pretend that you have a typewriter.” As for the fonts that communicate a clean, straightforward and professional image, the experts agreed that typefaces that are sans-serif (no little fusty feet at the end of the letters) and aesthetically pleasing like Helvetica and Garamond are a solid bet for those resumes.Related: The Do’s and Don’ts of the Modern Resumé (Infographic)And while Comic Sans — everyone’s favorite font-punching bag — is never welcome, apparently utilizing emojis to show a little personality might be — depending on who you’re talking to. Ultimately, when you’re looking for a new position, you send out countless cover letters and resumes, but you wouldn’t send the same one to every firm or company that you are hoping will give you a second look. And just like you would tailor your CV, different fonts will make more of an impact depending on the industry. Related: 7 Unorthodox Tips to Help Land Your Dream Job What Font Should You Use on Your Resume? Staff Writer. Covers leadership, media, technology and culture. Add to Queue Next Article 51shares August 9, 2015 2 min read Nina Zipkin 2019 Entrepreneur 360 List Entrepreneur Staff Job Seekers The only list that measures privately-held company performance across multiple dimensions—not just revenue. Apply Now »
Yahoo! November 19, 2015 This story originally appeared on Reuters 3 min read Add to Queue Investors Urge Yahoo to Sell Core Search Business Instead of Alibaba Stake Activist investor Starboard Value LP asked Yahoo Inc to drop plans to sell its stake in Alibaba Group Holdings Ltd due to tax concerns, and instead urged the company to sell its core search and display advertising businesses.Yahoo’s current net cash holding and the funds raised from a sale of the business could be returned to shareholders through buybacks and dividends, Jeff Smith, Starboard’s head, said in a letter to Yahoo on Thursday.Starboard, calling itself a “significant shareholder” in Yahoo, said it made the letter public as efforts to talk with the company privately over the past year had not yielded positive results.The hedge fund had supported the sale of Yahoo’s stake in Alibaba, worth more than $20 billion, before the U.S. Internal Revenue Service in September denied a request for a private letter ruling on whether the spinoff would be tax free.Yahoo’s shareholders may have to pay about $9 billion in taxes if the IRS denies the tax-free status after the sale, which is expected to close in the current quarter.”If you stay on the current path, we believe the potential penalty for being wrong is just too great, and the potential reward for being right is not materially better than the other alternative,” Smith said.Yahoo, whose shares were up flat premarket on Thursday, was not immediately available for comment. Alibaba was also flat.Starboard, which has recently agitated for change at Advance Auto Parts Inc (AAP.N) and Brink’s Co (BCO.N), said Yahoo had snubbed its requests to appoint Smith as a board member at least four times in the last four months.”I think the investors are not particularly likely to give a lot of credit to the board of Yahoo, as it stands now,” Pivotal Research Group analyst Brian Wieser said.”It wouldn’t be a very hard proxy fight for Starboard if they go down that path.”Yahoo’s search and display ad businesses, which account for a lions shares of total revenue, has been struggling and Chief Executive Marissa Mayer’s efforts to revive the business has made little progress.Many analysts attribute little or no value to the business and say Yahoo’s worth – about $31 billion as of Wednesday’s close – lies in its Asian assets: the Alibaba stake and a 35 percent stake in Yahoo Japan Corp.The Wall Street Journal had reported Starboard’s plans earlier on Thursday.(Reporting by Devika Krishna Kumar and Lehar Maan in Bengaluru; Editing by Savio D’Souza) Reuters Image credit: Katherine Welles / Shutterstock –shares Next Article
Google This story originally appeared on PCMag There are all sorts of little pranks hidden throughout the greater Google-verse. Evan Dashevsky –shares Add to Queue Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Atari breakout Next Article The Definitive List of Google Search Easter Eggs Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. September 1, 2016 9 min read Today, anyone with an Internet connection has damn-near real-time access to nearly all the information in the world. That’s a truly astonishing thing, especially for those of us who had to Dewey Decimal our way to certain information.Still, it’s easy to take the modern-day magic that is a Google search for granted, in part because the team behind the tech is so good at what they do. They work tirelessly to ensure that Google never goes down, is available via all the screens in your life, and only ever improves at its core mission. But here’s another thing about the Google dev team: They’re huge gigantic nerds.We know this by the trail of Easter eggs they leave behind. There are all sorts of little pranks hidden throughout the greater Google-verse. Nearly all of them are of the geek variety — there are many (occasionally super obscure) references to old video games, science fiction and mathematics. You know: nerd stuff.This roundup attempts to compile a definitive list of the Easter eggs currently found inside Google’s core product: Search. If you know any we missed, please drop a line in the comments, and we will award you some PCMag Points (which have no market value whatsoever) and add it to the list with due credit given.Please note that there are plenty of search eggs that have been retired over time (e.g. searching weapons of mass destruction and clicking “I’m Feeling Lucky” used to return a bit of agitprop; or searching Let It Snow used to give a holiday surprise). Also, there are some search eggs specific to regional versions of Google (e.g. searching Jason Isaacs on google.co.uk returns a little surprise that makes sense to the Brits, but nothing special happens on Google.com). In this piece, we’re only collecting active eggs available on Google.com. Let’s jump in.1. Searching Atari breakout and clicking “Images” will prompt an occasionally buggy game of Super Breakout made out of all the images of the game.2. Super Mario Brothers brings a special NES-y surprise. You know you were a 90s kid if one of the Super Mario Bros. sound effects automatically makes you feel all warm and cozy. And you can bring it up from any computer by searching “Super Mario Bros.” Look in the side info card for a blinking question mark box; click it and you’ll get some coins. Enjoy.3. Searching Askew will tilt the screen. Searching anything else afterwards will bring everything back to the level.4. Blink html will cause the word “blink” to blink anywhere on the screen. Even in cases that have nothing to do with coding — like returns about Malcom Gladwell’s 2005 collection of essays, Blink.5. Festivus adds a Festivus pole to the left side of the screen. If you don’t know what that means, then you are a young person who should read up on your TV heritage.6. Do a barrel roll or z or r twice will cause the screen to do a 360, which is probably a reference to Star Fox in which the player prompted a barrel roll by pressing z or r twice.7. Google in 1998 will make the page appear as it did when Google took its visual design cues from Yahoo.8. Zerg rush will cause a bunch of Google Os to attack the screen, which you can fight off by clicking on them. If you let it run through, eventually a group of red and yellow Os form a big “GG” in the middle of the screen. If you are wondering what that term means, it’s an online gaming term to describe an overwhelming attack of multiple entities from one player on another in real-time strategy games.9. Bletchley Park will prompt an info card on the side of the page where the headline will appear as if it is being de-coded. Bletchley Park is the location of the UK’s code-breaking center, which helped the Allies break Axis power codes in WWII.10. Flip a coin prompts a card with an animated coin flip. Related: roll a dieprompts a card that randomly rolls a standard six-sided die.11. Search play dreidel and you’ll be presented with an interactive little dreidel-spinning game. It’s fun for a good 10 seconds.12. [Any actor’s name] followed by “Bacon Number” will reveal how many degrees of separation they are from actor Kevin Bacon, who has been the victim of the “Six Degrees of Kevin Bacon” game since the 1990s.13. Recursion (definition: the repeated application of a recursive procedure or definition) prompts Google to ask “Did you mean: recursion” (i.e. the exact same word). When you click that word, it prompts the same follow-up question, repeating ad infinitum.14. Conway’s Game of Life prompts a seemingly random animation of blobs on the right-hand side of the screen. This “life simulation” was created by British mathematician John Conway in 1970. Technically, it’s considered a “game” (in fact, a zero-player game), but it’s just about the most boring game you’ll ever “play.”15. Webdriver Torso transforms the Google logo into a series of blinking blocks. Why? It’s kind of a long and stupid story. In a nutshell: There’s a mysterious YouTube channel account called “Webdriver Torso” with hundreds (if not thousands) of videos featuring seemingly random red and blue shapes on a white background accompanied by random tones and sounds. (You can visit it here if you’re curious, but it’s really dumb.) The strange channel — which has no descriptions or identification — briefly became a source of rampant speculation (aliens, spies). Google eventually took credit for the site, which it uses to test video streaming quality. And now it’s an Easter egg.16. Anagram will prompt a response asking “Did you mean: Nag A Ram.” (Get it?) Related: Searching define anagram prompts the response asking “Did you mean: nerd fame again.” (Sigh)17. Google Pacman will return a card that links to a pop-up screen of the famous Google Pac-Man Easter egg. Oddly, if you search the correct spelling “Google Pac-Man” (note the hyphen), it prompts you to the incorrect spelling “Google Pacman.”18. The answer to the ultimate question of life the universe and everything prompts an info card with a calculator pre-filled with “42,” i.e. the famous question and answer from The Hitchhiker’s Guide to the Galaxy. Note: inserting grammatically correct serial commas (i.e. …life, the universe, and…) doesn’t work. Alternatively, entering the loneliest number prompts a calculator info card pre-filled with “1,” which references the song “One is the Loneliest Number.”Also, searching once in a blue moon prompts “1.16699016 × 10−8 hertz.” One of our readers, Phil Smith, pointed out that this equals about 2.7 years. And, as it turns out, 2.7 years is a pretty spot-on representation of “once in a blue moon.” A blue moon is the term used to describe a second full moon in a single calendar month — and it happens once every two or three years. So, Phil gets 2,000 PCMag Points. Congrats!19. Search fun facts or I’m feeling curious, and you’ll get a “fun fact” card filled with a bit of trivia and the chance to get another random factoid.20. Hover your mouse over the “I’m feeling lucky” button with nothing else in your search box and it will roll over all casino style to a number of other options like “I’m feeling playful,” “I’m feeling trendy,” or “I’m feeling generous,” which will take you to a corresponding search. I don’t know if that’s exactly an Easter egg, but a cool hey-did-ja-know all the same.21. Search metronome to prompt a handy simple little metronome that can keep a beat from 40 BPM all the way up to 208. Easter egg? Useful tool? Whatevs. Just know that it exists.22. Need to waste some time? Google can help. Search solitaire or tic-tac-toeto prompt a pair of in-browser games. Goodbye, productivity. Now all Google needs is Minesweeper. Maybe Snake, too.23. Want to know if that picture you just hung on your wall is level? You could download one of the many level apps out there, or (gasp) resort to using an actual analog level — like a cave person. OR you could simply search bubble level to turn your mobile browser into a virtual bubble level. For reasons that I hope would be self-evident, this search only works on mobile. (Seriously, what levels would you be checking with your laptop?) This little trick probably fall more into the area of useful tool, as opposed to Easter egg, but there ya go. Now go make sure everything in your home is at the correct angle in peace. Features Editor Image credit: Atari breakout Enroll Now for $5
Source:http://www.unimedizin-mainz.de/presse/press-releases/press-releases/newsdetail/article/individual-stress-susceptibility-and-glucose-metabolism-are-linked-to-brain-function.html Reviewed by Alina Shrourou, B.Sc. (Editor)Oct 24 2018Chronic stress is a well-known risk factor for the development of psychiatric illnesses including depression disorders. The brain requires a great deal of glucose, and stress is known to alter glucose metabolism. However, if stress-associated mental impairments are linked to affected glucose metabolism remains to be seen. Researchers at the Department for Psychiatry and Psychotherapy at the Mainz University Medical Center and the German Resilience Center (DRZ) in Mainz have now discovered that stress-induced mental disturbances in mice are directly linked to abnormal glucose metabolism. Normalizing the stress-induced alterations in glucose levels, using the anti-diabetic drug empagliflozin, restored spatial memory as well as long-term glucose metabolism. The results have been published recently in the scientific journal Proceedings of the National Academy of Sciences (PNAS). The human brain needs a huge amount of energy to function, about ten times more than all other parts of the body. These energy demands make the brain very sensitive to changes in energy supply. Glucose uptake from the blood is very important in this process. Why does chronic stress lead to psychiatric disorders in some people (susceptible) while others, who experience similar life events, remain healthy (resilient)? Does chronic stress lead to stress-dependent changes in glucose metabolism? And are stress, glucose metabolism, and psychiatric alterations directly linked? These questions are being addressed by researchers in the Translational Psychiatry lab of Professor Marianne Müller at the University Medical Center of Johannes Gutenberg University Mainz (JGU) together with collaboration partners.In the study presented here, researchers have investigated long-term changes in glucose metabolism in an animal model for chronic social stress. Stress disrupted glucose levels and its metabolism in the periphery as well as in the brain. These defects led to spatial memory impairments. Stressed animals displayed increased blood glucose levels that developed early after stress, and the brain was hyperglycemic while showing reduced glucose uptake. To investigate whether the high glucose levels after stress are harmful, researchers made use of the anti-diabetic medication empagliflozin. Addition of empagliflozin to the normal food stimulated glucose excretion through the urine, which normalized the stress-induced hyperglycemia.Related StoriesNew therapy shows promise in preventing brain damage after traumatic brain injuryResearchers measure EEG-based brain responses for non-speech and speech sounds in childrenMercy Medical Center adds O-arm imaging system to improve spinal surgery results”However, not all animals responded the same,” said Tanja Jene, PhD student and co-first author on the work. “Within the stressed population clear subgroups could be distinguished, i.e., those that increased glucose levels after stress whereas others kept normal glucose levels.” Interestingly, only stressed individuals with high glucose levels after stress developed cognitive impairments (susceptible). High glucose stressed animals also benefited strongly from empagliflozin treatment as spatial memory was normalized as well as long-term glucose metabolism. However, for stressed animals that kept normal glucose levels (resilient), empagliflozin impaired their – otherwise intact – spatial memory.”Our results demonstrate that chronic stress can impair spatial memory through alterations in glucose levels and that intact glucose metabolism is pivotal for memory-related processes,” explained Dr. Michael van der Kooij, who designed the study in the Mainz-based Translational Psychiatry lab. “Furthermore, the findings highlight the importance of individuality since all subjects experienced the same stress, but only a proportion was susceptible as these developed disturbances at the levels of glucose metabolism and, hence, cognitive impairments. The fact that stress-susceptibility or resilience could be predicted early after stress by measuring blood glucose levels fuels the belief that perhaps in humans with stress-related disorders, such as depression, abnormal glucose metabolism may also play a major role and that the classification strategies as employed in the current study could enhance treatment efficacy.”
Source:https://www.manchester.ac.uk/ Reviewed by James Ives, M.Psych. (Editor)Feb 5 2019An analysis of data from almost 46,000 people has found that weight loss, nutrient boosting and fat reduction diets can all reduce the symptoms of depression.Dr Joseph Firth, an Honorary Research fellow at The University of Manchester and Research Fellow at NICM Health Research Institute at Western Sydney University, says existing research has been unable to definitively establish if dietary improvement could benefit mental health.But in a new study published in Psychosomatic Medicine, Dr Firth and colleagues brought together all existing data from clinical trials of diets for mental health conditions.And the study provides convincing evidence that dietary improvement significantly reduces symptoms of depression, even in people without diagnosed depressive disorders.Dr Firth said: “The overall evidence for the effects of diet on mood and mental well-being had up to now yet to be assessed.”But our recent meta-analysis has done just that; showing that adopting a healthier diet can boost peoples’ mood. However, it has no clear effects on anxiety.”The study combined data from 16 randomised controlled trials that examined the effects of dietary interventions on symptoms of depression and anxiety.Sixteen eligible trials with outcome data for 45,826 participants were included; the majority of which examined samples with non-clinical depression.The study found that all types of dietary improvement appeared to have equal effects on mental health, with weight-loss, fat reduction or nutrient-improving diets all having similar benefits for depressive symptoms.”This is actually good news” said Dr Firth; “The similar effects from any type of dietary improvement suggests that highly-specific or specialised diets are unnecessary for the average individual.Related StoriesCPAP treatment for sleep apnea can improve depression symptomsPerinatal depression screenings may overlook women having suicidal ideationSome children are at greater risk of ongoing depression long after being bullied”Instead, just making simple changes is equally beneficial for mental health. In particular, eating more nutrient-dense meals which are high in fibre and vegetables, while cutting back on fast-foods and refined sugars appears to be sufficient for avoiding the potentially negative psychological effects of a ‘junk food’ diet.Dr Brendon Stubbs, co-author of the study and Clinical Lecturer at the NIHR Maudsley Biomedical Research Centre and King’s College London, added: “Our data add to the growing evidence to support lifestyle interventions as an important approach to tackle low mood and depression.”Specifically, our results within this study found that when dietary interventions were combined with exercise, a greater improvement in depressive symptoms was experienced by people. Taken together, our data really highlight the central role of eating a healthier diet and taking regular exercise to act as a viable treatment to help people with low mood.”Studies examined with female samples showed even greater benefits from dietary interventions for symptoms of both depression and anxiety.Dr Firth added: “We’re not yet sure why not know why some of our data showed significantly greater benefits from diets for women.”So more research is needed on this. And we also need to establish how the benefits of a healthy diet are related to improvements in physical health”It could be through reducing obesity, inflammation, or fatigue – all of which are linked to diet and impact upon mental health.”And further research is still required to examine the effects of dietary interventions in people with clinically-diagnosed psychiatric conditions.”
Renault had for years tied its strategy to a partnership with Japanese automaker Nissan but this has come into question after the arrest and subsequent ouster of Carlos Ghosn at both companies.After a board meeting over what it termed a “friendly” offer, Renault said it would enter talks on a merger that would forge the world’s third-largest automaker.Investors cheered the prospect, with Renault’s shares soaring 15 percent in afternoon trading in Paris, and Fiat Chrysler stock up more than 10 percent in Milan.A deal would give Fiat access in particular to Renault’s electric car technologies, allowing it to meet the strict CO2 limits being enacted by the European Commission.Renault for its part might be able to tap the US market thanks to Fiat Chrysler’s extensive operations in North America.”Given the investments and the technological advances that are going to be necessary, there’s isn’t really a choice, you have to reach a critical mass,” said Flavien Neuvy of the Cetelem Observatory research group.The idea has the backing of the French government, which owns a 15 percent stake in Renault, after Fiat said the merger would not result in the closure of any production sites.”The government is in favour… but the terms of this merger must be supportive of Renault’s economic development, and obviously of Renault’s employees,” government spokeswoman Sibeth Ndiaye said Monday. Renault, Fiat Chrysler in tie-up talks © 2019 AFP Italy’s outspoken deputy premier Matteo Salvini also gave a thumb’s up to what he called a “brilliant deal”.But labour unions were wary, with the CGT urging the French state to maintain a blocking minority after any deal.’Pre-eminent global group’Renault was plunged into disarray last November with the arrest in Tokyo of Ghosn, who was also chairman of its Japanese partner Nissan.That alliance, which also includes Mitsubishi, sells around 10.8 million automobiles per year in total, compared with Germany’s Volkswagen and Japan’s Toyota, both with around 10.6 million.But its future is in doubt following Ghosn’s ouster at both Renault and Nissan, with Tokyo in particular bristling over a push by the French side for deeper integration. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Fiat Chrysler said the merger with Renault would create the world’s third largest automaker There was no mention of Nissan, which is battling falling sales and the reputational damage from the downfall of Ghosn, who is fighting financial misconduct charges.Nissan CEO Hiroto Saikawa told reporters Monday that he was “open to constructive discussions to strengthen the alliance,” and the subject will surely be raised in a meeting on Wednesday with Renault’s board chairman Jean-Dominique Senard.Costly shiftFiat Chrysler has been under pressure in Europe, stoking speculation it was looking for a partner as the highly competitive industry is pushed to consolidate in the face of declining demand and the costly switch to electric cars.The company is widely seen as a latecomer to the electric vehicle market, but does well in the US SUV and pick-up sectors.Renault, by contrast, was an early convert to electric cars and has made strong inroads in the market with its popular Zoe hatchback, though it has not yet tried to tackle the North American market.Fiat Chrysler said the merger would put the group in “a strong position in transforming technologies, including electrification and autonomous driving”.Early this year, rumours circulated that Renault was interested in Fiat-Chrysler after its hopes for a full merger with Nissan or even French competitor PSA were dashed.Fiat Chrysler predicted that the merger would generate more than five billion euros ($5.6 billion) of cost-savings and other synergies, on top of the benefits from the Renault-Nissan-Mitsubishi alliance.All counted, including Nissan and Mitsubishi, a combination with Fiat Chrysler would mean the production of close to 16 million vehicles, besting Volkswagen and Toyota. Renault holds 43 percent in Nissan, which in turn owns 15 percent of its French partner. Despite pledges on both sides to pursue the alliance, analysts say the tensions might be pushing Renault to explore alternatives. Fiat Chrysler said its proposal for Renault would create “a pre-eminent global automotive group” with annual sales of 8.7 million vehicles.The brand portfolio of the two groups would be “broad and complementary… and would provide full market coverage, from luxury to mainstream”, it said. Explore further Fiat Chrysler is big in the US, where Renault has made few inroads Carlos Ghosn’s arrest in Japan threw the Renault-Nissan alliance into disarray Citation: Renault and Fiat Chrysler flirt with audacious mega-merger (Update) (2019, May 27) retrieved 17 July 2019 from https://phys.org/news/2019-05-fiat-chrysler-merger-renault.html French automaker Renault said Monday that it would study “with interest” a 50-50 merger proposal from Fiat Chrysler, a deal that could reshape the industry as Renault reviews its options following the arrest in Japan of its chief executive.